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  • Using Relevant Experience Data to Increase Credibility and Reduce Margins
    like policies in the mortality segment. c. The company experience mortality rates shall not be ... lower than the mortality rates the company expects to emerge, which the company can justify and which ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Small Talk
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
  • Using Relevant Experience Data to Increase Credibility and Reduce Margins
    experience from other sources in setting a company’s mortality experience assumption: b. Company experience ... company experience for books of business within the mortality segment. ii. Experience from other books of ...

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    • Authors: Marianne C Purushotham, Mark Birdsall
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: The Financial Reporter
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
  • Dynamic Assumption-Setting for Variable and Non-Variable Annuities
    Marianne Purushotham and Mark Birdsall An nu al S ur re nd er R at e 30% 25% 20% 15% 10% ... lowing contract benefit utiliza- tion categories in Table 1. Exhibit 2 shows rates of full surrender by ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2015
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: The Financial Reporter
    • Topics: Annuities>Policyholder behavior - Annuities; Annuities>Variable annuities
  • A Voluntary Lapse of 12.6 Percent for LTCI? Not Really
    A Voluntary Lapse of 12.6 Percent for LTCI? Not Really This article reviews the data and methodology ... The Li/Jensen work is based on data from the U.S. HRS (U.S. Health and Retirement Study) for the years ...

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    • Authors: Marianne C Purushotham, Jonathan Prince, Barry Koklefsky
    • Date: Jan 2013
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care